Current Rates
Compare our competitive rates across our core financing products. Each solution is designed to meet specific business needs with transparent terms and flexible options.
Access funds as needed, pay interest only on what you use
Features
- Credit lines up to $250,000
- Draw funds as needed
- Pay interest only on what you use
- Revolving credit structure
- Quick access to additional funds as needed
Requirements
- • Minimum 2 years in business
- • $250,000 annual revenue
- • 680+ credit score
Finance new or used equipment with competitive rates
Features
- Finance up to 100% of equipment value
- New and used equipment eligible
- Fixed monthly payments
- Equipment serves as collateral
- Potential tax benefits (Section 179 deduction)
Requirements
- • Minimum 2 years in business
- • $100,000 annual revenue
- • 650+ credit score
Get the cash flow you need for your business operations
Features
- Loans up to $500,000
- Fast funding in as little as 24 hours
- Simple application process
- Flexible repayment options
- No collateral required for qualified businesses
Requirements
- • Minimum 1 year in business
- • $250,000 annual revenue
- • No minimum credit score
Additional Features
All our financing products include these standard benefits
No Hidden Fees
We believe in complete transparency. All our products come with clear terms and no hidden fees or charges.
Early Repayment Options
Save on interest by paying off your loan early with no prepayment penalties on any of our financing products.
Flexible Terms
Choose from a variety of term lengths to find the repayment schedule that works best for your business cash flow.
Fast Approval
Our streamlined application process means you can get approved quickly, often within 24-48 hours of applying.
Dedicated Support
Every client is assigned a dedicated account manager to help navigate the financing process and answer questions.
Industry Expertise
Our team understands the unique challenges of different industries and can provide tailored financing solutions.
Explore Your Options
Not sure which financing solution is right for you? Our financial experts can help you find the perfect fit for your business needs and growth goals. Let us guide you through the available options.
Get StartedDisclaimer: All rates shown are starting rates and are subject to credit approval, underwriting, and verification. Actual rates, terms, and loan amounts may vary based on creditworthiness, business financials, time in business, and other factors. FundLocal is not a direct lender and works with a network of lending partners to find the best financing options for your business.