WPB Solutions Accelerates Growth With Working Capital Loan

Business-services firm WPB Solutions secured $425K working capital loan to expand staffing, improve cash flow, and capture market opportunities in South Florida, achieving 40% revenue growth within 18 months.

Marcus Rodriguez, Founder and Managing Director of WPB Solutions LLC a business-services business in West Palm Beach, Florida standing with a calm, assured presence

Executive Summary

WPB Solutions LLC, a West Palm Beach-based business-services firm, secured a $425,000 working capital loan to fuel expansion and operational growth. The company leveraged the capital strategically across staffing, infrastructure, and client acquisition over an 18-month period, resulting in significant revenue and profitability gains.

The Challenge

Rapid client demand outpaced internal hiring capacity, forcing the company to turn away $2.1M in potential contracts
Insufficient cash reserves to hire and onboard qualified consultants before revenue materialized from new client engagements
Aging accounts receivable (60+ days) created cash flow gaps that limited operational flexibility and growth investments
Competitive pressure from larger regional firms with greater financial resources made it difficult to bid on enterprise-level projects

The Solution

WPB Solutions required working capital to bridge the gap between client acquisition and revenue realization. A traditional equipment loan or real estate financing would not address the company's liquidity challenges. The $425,000 working capital loan provided immediate access to capital without requiring collateral or lengthy approval timelines, allowing management to act decisively.

The company deployed funds across three strategic initiatives: $185,000 for recruiting, hiring, and onboarding 12 new full-time consultants with specialized expertise; $165,000 to implement client management software, accounting systems, and infrastructure upgrades that improved operational efficiency and invoice processing speed; and $75,000 allocated to a targeted sales and marketing campaign that positioned WPB Solutions as a premier business-services provider to mid-market enterprises in South Florida and Southeast Florida markets.

Marcus Rodriguez, Founder and Managing Director
"The $425K working capital loan gave us the runway to hire top talent and take on larger contracts without straining our cash reserves. Within 18 months, we doubled our team and tripled our contract pipeline."

The Outcome

Revenue increased from $3.2M to $4.48M (40% growth) within 18 months, exceeding projections by 12%
Accounts receivable collection improved from 62 days to 38 days, freeing up approximately $180K in working capital
Team expanded from 18 to 30 full-time employees, with 92% staff retention and improved service delivery capacity
Gross margins improved from 34% to 38% as operational efficiency gains and software automation reduced overhead costs
Successfully secured three new enterprise contracts worth $1.8M annually, contracts the company previously could not pursue

Conclusion

The working capital loan enabled WPB Solutions to convert strong market demand into sustainable revenue growth without overextending the balance sheet. By strategically investing in talent and infrastructure, the company enhanced its competitive positioning and operational resilience in a dynamic market.

Looking Forward

WPB Solutions is now evaluating a second growth initiative to expand into corporate training and organizational development services, markets where existing client relationships create natural cross-sell opportunities. Management projects continued 25-30% annual growth over the next two years, positioning the firm for potential acquisition by a larger consulting or staffing group or private equity partnership by 2027.