How SunsetBuild Scaled Southern California Operations with $100K Line of Credit

SunsetBuild leveraged a $100,000 business line of credit to expand operations across Orange County and San Diego, increasing project capacity by 45% and revenue by $380,000 within 12 months.

Oliver Tarantino, President & Chief Development Officer of SunsetBuild Inc a real-estate business in Southern California standing with subtle confidence

Executive Summary

SunsetBuild Inc, a four-year-old real estate development company based in Orange County, secured a $100,000 business line of credit to fuel rapid expansion. The company successfully deployed these funds across multiple initiatives, resulting in 45% capacity growth and nearly $400,000 in incremental revenue within 12 months.

The Challenge

Cash flow constraints prevented the company from bidding on larger projects requiring upfront equipment, permits, and labor deposits
Limited working capital forced the company to turn down opportunities and watch competitors capture significant market share
Seasonal project delays created gaps where the company couldn't meet payroll or supplier obligations without external financing

The Solution

SunsetBuild applied for a $100,000 business line of credit specifically designed for real estate and construction companies. The revolving credit structure allowed them to draw funds as needed, paying interest only on amounts used. This flexibility proved critical for managing the unpredictable cash flow cycles inherent in property development.

The company deployed the capital strategically: $35,000 toward equipment and tools for new crews, $40,000 as working capital for permit fees and consultant deposits on three major projects, and $25,000 retained as an emergency buffer. Within the first six months, SunsetBuild had secured three new commercial development contracts totaling $2.1M in project value—deals they couldn't have bid on previously due to upfront capital requirements.

Oliver Tarantino, President & Chief Development Officer
"The line of credit gave us the flexibility to bid on larger projects and manage cash flow during construction phases. Within a year, we doubled our project pipeline and established ourselves as a major player in the region."

The Outcome

Revenue increased by $378,000 year-over-year, driven by three new project contracts and expanded service capacity
Project pipeline grew from 4 concurrent projects to 8, representing a 100% increase in active development opportunities
The company hired 12 additional employees (23% workforce expansion) and established a second regional office in San Diego

Conclusion

The $100,000 line of credit transformed SunsetBuild from a regionally constrained contractor into a scaled operation capable of competing for larger deals. By addressing working capital constraints, the company unlocked significant growth potential that had previously been unavailable.

Looking Forward

SunsetBuild is exploring a $250,000 expansion of the credit facility to support their accelerated growth trajectory and plans to open a third office in Los Angeles County by Q3 2024. The company projects reaching $3.2M in annual revenue by year-end, with the line of credit serving as a cornerstone of their financial strategy.