Nexus Construction Secures Growth with $225K Line of Credit

South Florida construction firm Nexus Construction Inc used a $225K business line of credit to expand operations, accelerate project timelines, and increase workforce capacity, resulting in 40% revenue growth within 18 months.

Nathaniel Kingsley, President & Chief Operating Officer of Nexus Construction Inc a construction business in South Florida standing at ease

Executive Summary

Nexus Construction Inc, a growing general contractor in South Florida, faced operational constraints despite consistent demand for their services. The company needed capital to bridge cash flow gaps between project milestones and to invest in equipment and workforce expansion. A $225,000 business line of credit provided the financial flexibility needed to scale operations strategically.

The Challenge

Seasonal cash flow gaps during slow winter months required temporary workforce reductions and delayed equipment purchases
Inability to secure larger commercial contracts due to insufficient working capital for materials, labor, and bonding requirements
Competition from larger regional contractors with greater financial resources and operational capacity

The Solution

Nexus Construction Inc selected a $225,000 business line of credit structure that offered draw-based flexibility, allowing the company to access capital as needed without paying interest on unused funds. This approach aligned perfectly with the cyclical nature of the construction business, where cash needs vary significantly month to month depending on active projects.

The company deployed the credit strategically across three key areas: $85,000 was allocated to equipment purchases including new power tools, scaffolding, and safety gear that improved project efficiency and safety compliance; $75,000 was reserved as working capital to cover labor costs and materials during the gap between project start dates and initial milestone payments; and $65,000 was held as operational buffer to maintain a core team of skilled workers year-round, preventing the costly cycle of hiring and training during peak seasons.

Nathaniel Kingsley, President & Chief Operating Officer
"The line of credit was transformative for our business. We could finally take on larger projects without depleting cash reserves, and it gave us the flexibility to manage seasonal fluctuations in construction work."

The Outcome

Revenue increased 40% within 18 months, growing from $1.8M to $2.5M annually through capacity to bid on larger contracts
Project completion time improved by 25% due to better equipment access and consistent workforce availability throughout the year
Secured three major commercial renovation contracts ($400K+ combined value) that would have been impossible to undertake previously

Conclusion

The business line of credit proved essential to Nexus Construction's growth trajectory. By removing the constraint of tight working capital, the company transformed from a mid-sized regional contractor into a competitive player capable of pursuing larger, more profitable commercial projects. The flexible structure meant that during slower periods, the company wasn't paying interest on unused funds.

Looking Forward

Nexus Construction is planning to expand the line of credit to $350,000 in the coming year to support entry into the commercial interior fit-out market, a segment with higher project values and longer payment cycles. The company's success with this initial facility has positioned them to pursue additional growth capital for equipment financing and working capital expansion as they continue scaling operations across South Florida and into the Tampa Bay region.