Industry Leader
Your local business funding partner
Ready to take your business to the next level? Explore your funding options today.
- Local Roots
- Flexible Funding
- Limitless Growth
I highly recommend FundLocal if you're looking for a provider that understands your business needs.
Kate Anderson, Controller
Why choose us
Your success is our priority
We have provided $1 billion+ to more than 20,000 local businesses. Find out why local businesses put their trust in FundLocal.
Local Expertise
Your local funding experts are here
We understand the unique challenges and opportunities in your community.
Flexible Terms
Solutions that work for your business
Our funding solutions adapt to your business rhythm, not the other way around.
Case Studies
Join our growing community
We have helped 20,000+ local businesses grow with access to better funding options.
Their flexible working capital option helps us manage cash flow and take on bigger projects confidently.
Frederic Hill
Managing Partner
Working Capital Loan
Skeptical at first, but wow! Getting a business line of credit pretty much saved our restaurant in the slow season.
Emily Smith
Chief Executive Officer
Business Line of Credit
FundLocal's equipment financing program almost doubled our auto shop's capacity. They are a true game-changer.
Michael Johnson
President
Equipment Financing
Latest articles
Empowering local business growth
Dive into expert advice, success stories, and financial strategies tailored for local businesses.
Avoiding Common Pitfalls in Business Loan Applications for Better Outcomes
This article outlines the key pitfalls businesses should avoid when applying for loans, emphasizing the importance of thorough…
Preparing for Business Loan Meetings: Making a Strong First Impression
This sub-article provides an insightful guide on how to prepare effectively for business loan meetings, emphasizing the importance…
Streamlining Your Business Loan Application Process: A Step-by-Step Guide
This article provides a detailed step-by-step guide to streamline the business loan application process, covering essential preparations, lender…
Insider Secrets to Loan Application Success: What Lenders Look For
This sub-article, "Insider Secrets to Loan Application Success: What Lenders Look For," explores key insights into the loan…
Key Techniques for Enhancing Your Business Loan Chances
This article provides essential techniques to enhance your chances of securing a business loan in a competitive lending…
How to Prepare Business Loan Documents for a Flawless Application
This article provides a comprehensive guide on how to prepare business loan documents effectively, enhancing the chances of…
Plaid Link
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US Bank
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Your local bank
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Help Center
Got a question?
Get your answers
Quick answers to questions you may have. Can't find what you're looking for? Check out our Help Center.
Any legally registered business operating within our supported local communities can apply. This includes startups, established small businesses, and medium-sized enterprises looking to expand or overcome financial challenges.
FundLocal facilitates various funding options including business credit lines, equipment financing, and working capital loans.
The initial application process typically takes few minutes to complete. Once submitted, our team reviews applications and makes a decision within a few hours. After contracts are signed, we can transfer funds the next business day.
Interest rates vary depending on the type of funding, the risk assessment of your business, and the specific lenders or investors involved. Rates are generally competitive with or better than traditional bank loans.
We prioritize the security and confidentiality of your business information. We employ bank-grade technology to protect your data, ensuring that your sensitive business and financial information remains confidential and protected at all times.